:root{--navy:#071d3c;--navy2:#123e73;--red:#c52431;--ink:#16243a;--muted:#5f6f84;--line:#dce4ed;--soft:#f4f7fa;--white:#fff;--max:1080px;--shadow:0 18px 50px rgba(7,29,60,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:var(--navy2);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%}.container{width:min(var(--max),calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:10px 14px;z-index:1000;border:2px solid var(--navy)}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(15px);border-bottom:1px solid var(--line)}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;flex-direction:column;color:var(--navy);text-decoration:none}.brand strong{font-size:18px;letter-spacing:-.02em}.brand span{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:800}.navlinks{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:800}.navlinks .cta{background:var(--red);color:#fff;padding:11px 17px;border-radius:999px}.navlinks .cta:hover{text-decoration:none;background:#a91d28}
.hero{background:linear-gradient(135deg,#06172f 0%,#0b2b56 65%,#123e73 100%);color:#fff;padding:76px 0 70px}.crumbs{font-size:13px;color:#cbd8e8;margin-bottom:24px}.crumbs a{color:#fff}.kicker{text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:900;color:#ff9aa0;margin-bottom:13px}.hero h1{font-size:clamp(38px,6vw,64px);line-height:1.02;letter-spacing:-.045em;max-width:900px;margin:0 0 20px}.hero .lead{max-width:800px;font-size:20px;color:#e2ebf5;margin:0}.hero-meta{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:26px;font-size:13px;color:#cbd8e8}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:54px;padding:62px 0 82px}.article{min-width:0}.article h2{font-size:32px;line-height:1.18;color:var(--navy);margin:52px 0 14px;letter-spacing:-.025em}.article h2:first-child{margin-top:0}.article h3{font-size:22px;line-height:1.25;color:var(--navy);margin:32px 0 10px}.article p{font-size:17px;margin:0 0 18px}.article ul,.article ol{padding-left:24px;margin:0 0 22px}.article li{margin:8px 0}.note,.warning,.keybox{border-radius:16px;padding:20px 22px;margin:26px 0}.note{background:#eef4fb;border-left:4px solid var(--navy2)}.warning{background:#fff4f4;border-left:4px solid var(--red)}.keybox{background:#f3f8f5;border-left:4px solid #247154}.note strong,.warning strong,.keybox strong{color:var(--navy)}
.toc{position:sticky;top:98px;border:1px solid var(--line);border-radius:18px;padding:22px;background:#fff;box-shadow:var(--shadow);align-self:start}.toc h2{font-size:16px;margin:0 0 12px;color:var(--navy)}.toc a{display:block;padding:7px 0;font-size:14px;border-bottom:1px solid #edf1f5}.toc a:last-child{border:0}.toc .buy{display:block;margin-top:16px;background:var(--red);color:#fff;text-align:center;border-radius:10px;padding:11px 12px;font-weight:900}.toc .buy:hover{text-decoration:none;background:#a91d28}
.checklist{list-style:none;padding:0!important}.checklist li{position:relative;padding:14px 16px 14px 48px;border:1px solid var(--line);border-radius:12px;margin:10px 0;background:#fff}.checklist li:before{content:"";position:absolute;left:17px;top:18px;width:16px;height:16px;border:2px solid var(--navy2);border-radius:3px}.printbar{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}.button{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:10px;font-weight:900;border:1px solid var(--navy);background:var(--navy);color:#fff;cursor:pointer;font:inherit}.button.secondary{background:#fff;color:var(--navy)}

.mid-cta{margin:38px 0 12px;padding:24px 26px;border:1px solid #cfdbe8;border-radius:18px;background:linear-gradient(135deg,#f7fafd,#eef4fb);box-shadow:0 12px 30px rgba(7,29,60,.07)}
.mid-cta .mid-cta-label{display:block;margin-bottom:5px;color:var(--red);font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.12em}
.mid-cta strong{display:block;color:var(--navy);font-size:22px;line-height:1.22;margin-bottom:7px}
.mid-cta p{font-size:15px!important;color:var(--muted);margin:0 0 14px!important;max-width:700px}
.mid-cta a{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:#fff;padding:11px 16px;border-radius:10px;font-weight:900}
.mid-cta a:hover{text-decoration:none;background:var(--navy2)}
.product-cta .cta-eyebrow{display:block;margin-bottom:5px;color:#ff9aa0;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.12em}
.product-cta p{line-height:1.62}

.related{background:var(--soft);padding:68px 0}.related h2{font-size:30px;color:var(--navy);margin:0 0 22px}.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.card{padding:22px;border:1px solid var(--line);border-radius:16px;background:#fff}.card strong{display:block;color:var(--navy);font-size:18px;margin-bottom:6px}.card p{margin:0;color:var(--muted);font-size:15px}
.product-cta{background:#071d3c;color:#fff;padding:54px 0}.product-cta .container{display:flex;align-items:center;justify-content:space-between;gap:32px}.product-cta h2{font-size:30px;margin:0 0 8px}.product-cta p{margin:0;color:#d9e4f0;max-width:700px}.product-cta a{white-space:nowrap;background:#fff;color:var(--navy);padding:13px 19px;border-radius:10px;font-weight:900}.product-cta a:hover{text-decoration:none}
.sources{font-size:14px;color:var(--muted);border-top:1px solid var(--line);margin-top:54px;padding-top:25px}.sources h2{font-size:20px;margin:0 0 10px}.sources ul{padding-left:20px}.sources a{overflow-wrap:anywhere}
footer{padding:34px 0;color:#68788d;font-size:13px;border-top:1px solid var(--line)}.foot{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}.footlinks{display:flex;gap:16px;flex-wrap:wrap}
@media(max-width:820px){.navlinks a:not(.cta){display:none}.layout{grid-template-columns:1fr;gap:30px}.toc{position:static;order:-1}.hero{padding:58px 0}.cards{grid-template-columns:1fr}.product-cta .container{align-items:flex-start;flex-direction:column}.article h2{font-size:28px}}
@media(max-width:520px){.container{width:min(var(--max),calc(100% - 28px))}.nav{min-height:66px}.brand strong{font-size:16px}.hero h1{font-size:38px}.hero .lead{font-size:18px}.layout{padding-top:40px}}
@media print{header,.toc,.related,.product-cta,.mid-cta,footer,.printbar,.crumbs{display:none!important}.hero{background:#fff;color:#000;padding:0 0 20px}.hero .lead,.hero-meta{color:#333}.hero h1{font-size:30px}.layout{display:block;padding:0}.article h2{break-after:avoid}.checklist li{break-inside:avoid}.container{width:100%}a{color:#000;text-decoration:none}}